Stop Overthinking Your Bookkeeping (Before It Bites You in the Ass)
Coming from one overthinking, indecisive business owner to another: I get it.
I’ve had plenty of sleepless nights stressing over decisions, replaying numbers in my head, and convincing myself that maybe tomorrow I’ll figure it all out. But here’s the thing I’ve learned (the hard way): waiting doesn’t actually solve anything. It just keeps you stuck — and usually makes the problem worse.
And with the end of the year creeping up, I don’t want to see you in that same cycle of stress about your bookkeeping, your taxes, or your numbers. Because the truth? All of that stress is 100% preventable with the right support.
Here’s what waiting looks like:
Another year of scrambling at tax time.
Another quarter of not knowing where the hell your money is going.
Another season of your business looking successful on the outside but your bank account telling a different story.
Another round of settling for bookkeeping that’s “fine” but not actually helping you grow.
Here’s what deciding looks like:
Putting a simple, clear system in place that makes tax season painless.
Replacing stress and guesswork with numbers you can actually trust.
Feeling confident about your money moves instead of second-guessing everything.
Freeing up time and headspace so you can focus on running your business (and maybe even enjoying your life).
The cost of waiting is always higher than the cost of deciding.
But and here’s the important part even if you’re not ready to hire someone, you can still take action. You don’t need to live in bookkeeping limbo.
5 Things You Can Do Right Now To Get Your Sh*t Together
Separate your business and personal money.
If you’re still using one account, open a business checking today (yes you can do this even as a sole prop), and if you are using a credit card PICK ONE and use it only for business. This makes your bookkeeping (and tax life) so much easier.
Pick one system and stick with it.
Doesn’t matter if it’s QuickBooks, Wave, Excel, or even a notebook consistency is what matters. Stop bouncing around and commit.
Track your top 3 numbers every month.
At minimum: your revenue, your expenses, and your net profit. Write them down. This alone will give you more clarity than most business owners have.
Set aside money for taxes every time you get paid.
A safe bet is 20–25% of your profit. Put it in a separate savings account so it’s not “accidentally spent.” This will REALLY help with the year-end tax panic.
Schedule one “money date” a month.
Pour a coffee (or wine, no judgment, but not too much so you get correct numbers LOL) and spend 30 minutes reviewing your numbers. No shame, no panic just a check-in with your business.
These 5 things won’t replace a pro, but they’ll get you out of chaos mode and into clarity mode even if you never hire someone.
And if/when you decide you’re ready to stop doing it all alone, that’s where support comes in. You don’t need more time to decide. You need a decision that gives you your time and your peace back.
This is your nudge.
